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The Facts About Using Credit Cards on Betting Sites in 2024

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Want to try sports betting with a credit card in the UK? It might not be quite as easy as it once was. Keep reading our guide to find out why!

Simply put, sport betting with a credit card has been illegal in the UK since 2021. Thankfully there are plenty of great alternatives to using a credit card for sports betting. So read our guide to see how you can still enjoy the best sports betting odds and bonuses without using a credit card!

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The Current State Of Play With Credit Card Betting Sites

Any bookmaker worth their salt will have a range of payment methods available, both for depositing money into your account and for withdrawals. Using a credit card on betting sites once used to be one of the most popular methods for this purpose, but this is no longer legal in the UK.  The UK government brought in the changes in April 2021, as it was thought that banning the use of credit cards at betting sites would stop people running the risk of running into debt with their gambling.

Thankfully you can still use debit cards along with ewallet services so that you could try Neteller or Skrill betting, while PayPal is growing in popularity among bettors. Other payment options could include prepaid cards like Paysafecard or you could even make an old-fashioned bank transfer. Furthermore, some of the more forward-thinking bookies will also accept payments and withdrawals with cryptocurrencies so that you can try Bitcoin betting. So while credit card betting online might no longer be an option, we’re going to focus on everything you need to know about other ways of funding your account.

• Using a credit card on betting sites is no longer legal in the UK

• Every bookmaker has checked accepts debit cards

• Other payment options include ewallets, prepaid cards, bank transfers and more

Deposit with a debit card to claim one of the bonuses from these top operators!

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Why Can’t I Use My Credit Card For Online Gambling?

Depositing with a credit card on betting sites once used to be pretty much like any other form of online payment transaction – you will be required to enter the same details and tick much the same boxes as you would if ordering groceries.

However, things have changed and you can no longer use a credit card to deposit to a bookmaker in the UK. It doesn’t matter what your credit card’s terms and conditions are, as no UKGC licensed online bookmaker will accept credit card deposits.

Why You Can’t Use A Credit Card For Withdrawals On Betting Sites

The vast majority of betting sites apply a rule of “closed loop” transactions, in which funds from your betting account can only be withdrawn to the source that was used to put them there. If you have two debit cards attached to an account, and use one to deposit £10 – and then bet that £10, winning £50 – you will only be permitted to withdraw that £50 to the card you used for the initial deposit. In cases where you do have more than one payment method attached to an account, a look at the Withdrawal screen should tell you how much you can withdraw via each method at a given time. But as it’s now illegal for betting sites to take credit card payments, it almost goes without saying that you won’t be able to withdraw via a credit card either.

The End Of Free Credit Card Transactions In The UK

It is essential to check the terms and conditions on each betting account that you have before using a particular payment method for betting online. After all, it once used to be the case that you could make free deposits from a credit card at many betting sites, but this is no longer the case in the UK.

In the absence of credit card betting sites, you will need to think about what alternative payment methods you can use to make a deposit. Bear in mind that using some payment providers might include some processing fees.

If you wish to withdraw an alternative payment method to a card, you may need to have proven your identity to the bookmakers before they will release funds. As a result, you should go through the process of proving your identity when you first sign up. The sooner you’ve got that out of the way, the less chance there is that it will cause delays down the line.

• You may need proof of address like a utility bill

• You might also need Photo ID such as a passport

• Some bookmakers will ask for a scan of your card too

In each of the above cases, the bookmaker will specify how they want you to send these forms of ID. A digital photograph or scan of each of the above – with some of the numbers on your card covered up – will usually be more than acceptable, and the bookmaker will supply an email address to send them to. You can send ID proofs by post, but as you might imagine, this will take a lot longer than doing the same thing digitally.

Using Other Payment Options At The Bookies – Need To Know

Now that you can’t legally use a credit card on betting sites in the UK, chances are that you’ll want to use a debit card instead. If you wish to do the same, keeping the tips below in mind can help to ensure you have a smooth and easy experience.

It’s A Good Idea To Have A Payment Method Specifically For Betting

The good news is it’s remarkably similar to using any other payment method as it was to use a credit card on a betting site. If you are going to use an alternative payment method for betting, keep it separate from any other payment providers you use.

Betting should always be done using money you’re not going to need for any other purpose, and in order to keep funds separate you should ensure that you’re not using a payment method that you may need for essentials. You should obviously keep the balance of this payment method in the black so that you’re not incurring interest and playing with money that’s actually yours.

Making Easy Withdrawals With Alternative Payment Options

Withdrawals from a bookmaker, as we have explained, need to be done using the same payment method that was used for your initial deposit. If you are using a debit card, this naturally means that the withdrawal will be processed into the relevant bank account. Similarly, if you deposit with PayPal, any withdrawals you make will be transmitted straight back into the same PayPal account with any need for any further verification checks.

Check Your Payment Method Is Accepted By Bookmakers

Not only will UK bookmakers no longer take deposits from credit cards, but many of these bookies have yet to accept certain other kinds of payment methods. This means that you might not be able to use anything from an ewallet like PayPal to a crypto like Bitcoin to fund your bets. The good news is that pretty much all UK bookies accept regular debit card and bank transfer deposits, along with the Skrill and Neteller ewallets. Contact the bookmaker’s customer service department for further information about which payment methods are accepted.

Conclusion: Plenty More Ways To Recharge Your Online Bankroll

Using a credit card on betting sites once used to offer a lot of advantages over other methods of payment. However, the fact that you can no longer use a credit card for betting online in the UK, means that you’ll simply have to find another way of funding your sports bets.

We’ve shown you that there are plenty of great alternatives to using a credit card on betting sites. We’d definitely recommend using a debit card in the absence of a credit card. This is because using a debit card guarantees you a much wider range of choice when it comes to bookmakers, and you should be eligible for the majority of sign-up and reload bonuses (though, of course, check the terms and conditions of each offer to be sure).

Of course, betting needs to be done safely, and it is a good idea to be careful when using any payment method. Keep your betting funds and your everyday money safely separated by using a specific payment method such as an ewallet or prepaid card for sports betting. This means that your losses will never affect your ability to pay bills and live your everyday life.

So while you can no longer legally use a credit card on betting sites, you’ll see that there are plenty of other ways that you can fund your bets as safely and securely as possible. Want to make some payment provider comparisons? Get started with our PayPal betting and Neteller betting guides.

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