Best Mastercard Online Casinos in US 2022

Today we’re looking at the many benefits of signing up to a MasterCard online casino. MasterCard is one of the most popular online casino payment methods with players and operators alike, so let’s dive in and find out why.

We’ve got the complete lowdown on all things MasterCard, including a list of the top online casinos with Mastercard deposits. So if this is a payment method that interests you, keep reading to find out everything you need to know!

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How to make a casino payment using MasterCard

Signing up to an online casino gives you the opportunity to enjoy playing all your favourite games whenever, and wherever you like. But if you want to be in with the chance of winning real cash prizes, you’re going to have to start by depositing some funds into your player account.

For those of you who haven’t yet explored any MasterCard online casino operators, here’s a step-by-step breakdown of the payment process.

Select your preferred MasterCard online casino

We’ve made this part of the online casino payment methods process particularly easy, providing you with a list of all the top online casinos with Mastercard deposits. Take a look through them all, visiting each site to find the one that appeals to you the most. Remember to check that your preferred operator offers all of the games you most enjoy playing.

Create an account

Look for the Sign Up or Join button – usually prominently displayed at the top of every page across the casino site. You’ll be invited to fill in a few details, such as your name, age and address, and you’ll need to choose a username and password.

Verify your identity

Online casinos have to abide by strict regulations, so you’ll need to go through an identity verification process. This confirms that you’re legally allowed to gamble, so you’ll have to prove your age. Each casino varies in the way it goes about this, but expect to provide a scan of your passport, drivers license or other photo ID.

Deposit funds into your account

Now all that’s required is an injection of cash into your new player account, and you can start playing your casino favourites! Head to the Cashier or Payment section of your account and look for the MasterCard logo. Input your card details when prompted, including the long number, the start and expiry dates and the CVV code on the reverse of the card. Decide how much to deposit, click to process the payment and you should be good to go!

One of the joys of playing at online casinos with Mastercard is the speed of the transaction. Once you’ve made your deposit the card issuer performs background checks, approving the transfer of funds within moments. So unlike some other deposit methods, you won’t have to wait around for your funds to clear before playing any of the games on offer.

Withdrawal and deposit timescales using MasterCard

As we’ve already touched upon, gambling using MasterCard is fast and efficient, so once you’ve actioned your deposit you should be able to start using your funds within a matter of moments. And that compares very favourably with some other deposit methods, which could leave you hanging for hours – or even a couple of days in some circumstances.

But every online casino with MasterCard deposit options will have its own way of doing things, so it’s important to double check before relying on the instant nature of these deposits. The card issuer will almost certainly authenticate a transaction instantly, but the casino operator won’t necessarily do the same. If fast deposits are particularly important to you, it’s worth spending a few minutes checking the Cashier section of the site to double check the time frames.

MasterCard online casino withdrawals

Regular casino players will already know that operators prefer players to use the same method for withdrawals as they do for deposits. So it would be reasonable to assume that making a deposit using MasterCard would automatically entitle you to withdraw your funds the same way.

However, the laws surrounding gambling in the US are incredibly convoluted, putting pressure on financial institutions and casino operators alike. That means many online casinos that accept MasterCard deposits won’t allow you to withdraw your winnings by the same route – although equally confusingly, some of them will permit it.

Once you’ve identified any online casinos with Mastercard withdrawal options, it’s worth checking out on the operator’s site the time it takes to process them. This varies between individual operators, many of which take a couple of days to action a withdrawal, so it’s definitely something you need to explore, particularly if fast withdrawals are important to you.

Verification requirements for MasterCard

Since there are so many U.S. online casinos that accept MasterCard deposits, it’s well worth exploring this option, particularly if security and safety are important to you. MasterCard is a worldwide brand, so you can be sure that the infrastructure is secure and reliable. And there are loads of different MasterCard options, including credit cards, debit cards and prepaid cards, so there’s something for everyone.

Applying for a MasterCard credit card will require in-depth verification checks, as will a MasterCard debit card. Both of these options are linked to a bank account, or other source of funds, which also requires identity checks. The process isn’t so rigorous for prepaid cards and gift cards, since you can only spend the sum they’re loaded with.

It’s worth noting at this point that although you’ll find plenty of online casinos with Mastercard banking options, not all transactions will go smoothly. Because of those complex gambling laws, which vary from state to state, it’s not unusual to find that MasterCard deposits are sometimes declined, with no clear explanation as to why this has happened. Contacting your card issuer, and the casino operator directly can sometimes resolve the issue, but this isn’t always the case.

If your MasterCard is declined at an online casino, you’ll need to have another deposit and / or withdrawal option ready. But there are plenty of choices available to you, so it’s not something you need to stress over. It’s incredibly easy to find online casinos that accept PayPal, or online casinos with Visa deposit and withdrawals. And if you’re a fan of paying via smartphone apps, you can even find an online casino Venmo users can access too.

The history of MasterCard

It’s never difficult to find a MasterCard online casino, simply because it’s such a well-known and respected brand. And it certainly has a long and illustrious history dating back several decades. It has its roots in the early 1950s, when a few innovative banks started giving favoured customers special pieces of paper which could be used in place of cash at selected stores.  This proved to be astonishingly popular, leading to groups of banks operating together to offer credit under tightly controlled conditions.

The California-based Bank of America was the first financial institution to issue its own dedicated BankAmericard, later to become known as Visa. But the Interbank Card Association was swift to follow suit, with several banks forming a management committee, overseeing every aspect of the organisation. Originally known as Master Charge, by the 1970s technology was advancing at such a rate that electronic payments were now possible. There was a rebrand to MasterCard to reflect the changing way in which people could pay for goods and services.

Having soon been adopted across Europe, Africa, Australia, Russia and even China, by the mid-1980s MasterCard was ready to expand its range of products. The Maestro debit card was launched, soon to be followed by prepaid cards and gift cards, providing a complete portfolio of products suitable for a variety of purposes.

The familiar brand logo of two interlocking orange and red circles is recognised and respected across the world. You’ll find that online casinos with Mastercard payment options are proud to announce that fact, often low down on the home page of the site. Wherever you see the symbol you can rest assured that you can fund your online gambling using one of your MasterCard options.

Providers that use MasterCard

Why choose a MasterCard online casino?

When you sign up to an online casino you’ll quickly discover you have a variety of options when it comes to making deposits and withdrawals. It’s easy to find online casinos that accept credit card deposits, and you can even choose to play with cryptocurrency, if you happen to be a financial trend-setter. In fact, just about the only thing you won’t be able to find just yet is an Apple Pay online casino which accepts players from the US.

So with such a wide range of payment and deposit methods available to you, why should you be considering online casinos with Mastercard payment options? Just in case you’re having trouble coming to a decision, we’ve set out the pros and cons, leaving you free to make up your own mind about what’s best for you.

The pros of using a MasterCard online casino

It’s safe

MasterCard has state of the art security features built in, helping to keep your funds and transactions safe and secure.

It gives you options

There’s not just one single MasterCard. In addition to the MasterCard credit option you can also use the MasterCard branded Maestro card too, which is widely accepted at online casinos that accept debit card deposits and withdrawals. And there are prepaid cards and gift cards available too, enabling you to keep a tighter rein on your expenditure.

You have a huge choice of casinos

Just check out our selection of the best online casinos with Mastercard payment options, to see how much choice is available. Whether you’re a sleek and sophisticated high roller, or you’re looking for a space-themed, out-of-this-word style of casino, you’re bound to find your perfect partner on this page!

Deposits are fast

Anyone who’s had to wait around for their casino deposit to go live knows how frustrating that is! Once you’ve passed through the verification checks you want to get straight down to playing your casino favourites, not hang around while your deposit is activated. But thanks to the global MasterCard infrastructure, transactions are processed almost in the blink of an eye. So as long as your chosen casino doesn’t decide to run any additional checks, you’ll be up and playing in no time!

You’ll qualify for bonus awards

Just about all the online casinos with Mastercard deposit options offer exciting bonuses to new and regular players. Sometimes these are automatically given out as you sign up or deposit funds, but occasionally they have to be activated through the use of a bonus code as you make the transaction. Make sure you read the full terms and conditions of bonus offers, so you know what the wagering requirements are, and how long you have before the bonus expires.

The cons of playing at a MasterCard online casino

You may incur fees

Your online casino operator won’t charge you for making a deposit or withdrawal using MasterCard, but there’s a possibility that your card issuer might add in a fee for processing the transaction. Check with your provider to make sure you understand what charges, if any, might apply.

You might not be able to withdraw to your MasterCard

Some casinos will happily allow you to deposit funds using your MasterCard, but require you to use another option when it comes to withdrawing funds. In these cases many people opt for a bank transfer or paper check, although these can take several days to action.

Transactions aren’t always permitted

Although gambling using MasterCard is legal, the complicated state laws mean it isn’t always straightforward. It’s certainly not unusual for players to find their MasterCard is declined when trying to make an initial deposit. Reaching out to customer support can usually help to resolve the issue, but you may have to confirm the transaction with your card issuer in some cases.

Alternative payment methods

Three essential facts about signing up to a MasterCard online casino

We’ve told you just about everything you need to know to make up your mind about whether a MasterCard online casino is right for you. But here’s a quick recap of the top three points you need to keep in mind.

There’s more than one type of MasterCard

Most people think of MasterCard as being exclusively a credit card, but that’s not the case. Gift cards, prepaid cards and the Maestro debit card all come under the MasterCard brand, giving you lots of different options.

You may need to find an alternative withdrawal method

Just because an online casino accepts MasterCard deposits, it doesn’t necessarily mean that it’s going to allow MasterCard withdrawals too. Check this out before playing, and make sure there’s a suitable withdrawal option that won’t take days to process.

Security is at the heart of MasterCard

State of the art encryption methods mean your personal details remain safe when you use your MasterCard at an online casino. And of course, your card provider is always just a phone call away, at any time of the day or night.

Conclusion: could MasterCard be your perfect online casino partner?

Now you’ve read through everything we have to say about playing at online casinos with Mastercard, you should have a reasonably good idea of whether it’s a suitable option for you. We recommend exploring a few of the MasterCard casinos listed on this page, to see if any of them resonate with you.

And if you decide that a MasterCard casino isn’t for you, be sure to check out our other payment guides. We tell you everything you need to know, so you can make informed decisions without having to spend hours doing boring research – and that means more time for playing your casino favourites!

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Mastercard online casinos FAQ

🎲 Can I use MasterCard at an online casino?

MasterCard is a well-known and well-respected brand, so it’s widely accepted in online casinos across the US. It’s safe and secure, and transactions can be processed at lightning-fast speeds, so could it be the right choice for you? Read our complete article to find out the full pros and cons of this casino payment method.

🎱 Is it safe to use MasterCard at an online casino?

Pick the right online casino and you can safely use your MasterCard to deposit funds and play your favourite games with real cash. But not all casinos are as respectable as they claim to be, so make sure you don’t get scammed! We’ve got the complete list of reputable Mastercard casinos available to US gambling fans, so come and find out everything you need to know!

💲 Do online casinos accept prepaid MasterCard deposits?

There’s much more to MasterCard than credit cards. The brand is also behind Maestro debit cards and prepaid MasterCard options too, so there’s a huge amount of choice available. We’ve got the complete lowdown on playing at a US online casino using MasterCard. We’ve got the top Mastercard casinos and fantastic bonuses, so don’t think about signing up until you’ve read our full article!

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