Jennie Smith began her writing career in the finance niche, writing ebooks and website content on investment, trading, and the mathematical principles that underline such topics.
There’s much more to a great online casino than a cool theme and a fantastic selection of games. So today we’re taking a closer look at the benefits of choosing an online casino with credit card payment options.
You’ll want to get straight down to playing all your casino favourites with the minimum of fuss, and credit cards are the perfect solution. So get ready to find out everything you need to know about gambling with credit cards, including how and where to use them.
First deposit only | 21+ & located in CO, MI, VA | Promo code EXTRA200| A qualifying bet is $20 or more | Min odds of +120 or more | Free Bet Tokens credited after bet is settled and expire after 7 days | Free Bet stakes not included in winnings | Please Gamble Responsibly – Gambling Problem? VA: CALL 1-888-532-3500, CO: CALL 1-800-522-4700, MI: CALL 1-800-270-7117 | Full T&C apply
The 5 steps to making online casino payments with a credit card
Making online casino payments with a credit card is very simple, but if you’re not sure how to proceed we’ve broken the whole process down into manageable steps, to help you get started. And we’ve made the entire process much easier by identifying the top U.S. online casinos that accept credit card deposits, saving you plenty of time and effort.
Gambling using credit cards is quick and convenient. Of course, the most essential part of the process is to have an active credit card, but you’ll usually have plenty of options available to you for playing at an online casino with credit card payments.
Choose your casino operator
We’ve got the information you need to know about the U.S. online casinos that accept credit card deposits, so pick your favourite from our list. Be sure to read our full reviews, so you can be certain that the casino offers all the games you enjoy playing.
Create an account
Open a new player account, remembering to claim any Welcome Bonus offer – some bonuses require you to input a code or to opt in, before accessing the offer. An online casino with credit card deposit options may offer a credit card specific bonus in some cases, so be sure to check!
Verify your ID
You’ll need to provide a valid ID that the casino operator can check, to make sure you’re legally allowed to gamble. And the casino will want to know your address too, so make sure you understand what documents are required for your chosen operator.
Deposit funds into your player account
Now log in to your new casino account and head for the Cashier section. This is where you’ll be invited to choose your deposit method. Tap or click on the credit card option, fill in the necessary details and decide how much to deposit. Some casino operators require you to claim your Welcome Bonus offer at this point, so don’t forget to enter any bonus codes when prompted.
Start playing casino games online!
And there you have it! Gambling using credit cards is usually incredibly quick, easy and intuitive. As soon as the funds have cleared and are visible in your player account, you’re ready to start playing! Welcome to the world of an online casino with credit card deposit options!
How long do credit card deposits and withdrawals take at an online casino?
As all keen gambling fans know, online casino payment methods vary widely in the time it takes to process them. Pick the wrong option and you could find yourself waiting an uncomfortable length to access your funds – and that’s not something that any of us want!
When it comes to U.S. online casinos that accept credit card deposits, we can’t give any exact timescales, as each online casino has its own way of doing things, but generally credit card deposits tend to be actioned very quickly, so you can start playing almost straight away. And you have plenty of options when it comes to which cards you can use too.
If you already have a credit card, then look for casinos offering that card as a deposit option. We’ve made the process much easier for you by pinning down the top Visa online casino operators, as well as the best online casinos with MasterCard. So all you need to do is make your selection, check out our reviews and bonuses and get yourself signed up! As we’ve already mentioned, gambling using credit card deposits is incredibly accessible, so you’ll be able to dive straight in and start enjoying your favourite games.
Double-check your online casino withdrawal options
It’s worth noting at this point that withdrawals to your credit card in the US aren’t allowed, so you’ll need to check out your alternatives before you commit to an operator. Take a look through the site’s FAQ section for more information, or head straight to the Deposit and Withdrawal part of the site. If you’re still not sure of your options, you should get in touch with the customer support team, who will be happy to give you the information you’re looking for.
Where credit card withdrawals aren’t permitted, you’ll need to select another option – although you’ll usually be presented with plenty of choices. Where it’s important to you to be able to deposit and withdraw using the same method each time, you might be better off checking out the online casinos that accept PayPal as a banking option.
Verification requirements for credit card payments
There’s plenty of choice when it comes to U.S. online casinos that accept credit cards, so you won’t just be limited to one or two operators. Making online casino deposits using a credit card is safe, secure and easy – and it’s usually quick too, unlike some other options. Most US gambling fans already have a credit card to their name, and for those who don’t, obtaining one is a fairly simple process.
Applicants must be over the age of 21, have a Social Security number and a regular income. Credit checks are always undertaken, so a good credit score is important too. Details can usually be filled in online, with the credit card companies taking up to 10 days to verify the information provided and approve the new credit card account.
A brief history of credit cards
Not surprisingly, gambling using credit card deposits is one of the top options for US citizens, since they’re so widely used throughout the country. The idea of credit in one form or another has been around for centuries, but it wasn’t until the late 19th century that merchants started producing metal coins or plates to identify clients.
The Air Travel Card was one of the first true credit cards, allowing frequent fliers in the 1940s to purchase tickets from a variety of airlines. This was followed in 1950 by the Diners Club card, which could be used across multiple establishments, requiring users to pay the balance in full at the end of each month. The concept caught on fast, and within a year around 20,000 people had signed up.
Meanwhile, American Express had been running a combined postal and money order service for many years, as well as inventing the concept of traveller’s checks. It released its own credit card soon after Diners Club, introducing the first plastic version, and expanding into other countries. By 1965 American Express was accepted at over 85,000 merchants worldwide.
From charge cards to credit cards
But although referred to as credit cards, both Diners Club and American Express actually operated as charge cards, so the full balance had to be paid off at the end of every billing period. Before long the banks had come up with their own idea, offering credit cards which didn’t need to be fully paid off each month. Rather than paying an annual fee to the company, bank credit cards offered the option to repay the money in instalments, paying interest on any accrued debt.
Visa became one of the first true credit cards, first issued by Bank of America under the BankAmericard brand. Meanwhile the Interbank Card Association, formed in 1966 by a number of banks in California, created MasterCard. Both these organisations now work together in what’s known as an ‘open-loop system’, enabling easy transfer of money between accounts.
Safety and security built in
One of the principal benefits of choosing to play at a credit card online casino is the high level of security. There are countless laws and regulations governing the industry, including the 2009 Credit Card Accountability, Responsibility and Disclosure Act, often referred to as the CARD Act. This makes the use of credit cards inherently safe, so they’re the ideal option for depositing funds at your favourite online casino. And with us here to guide you towards the top U.S. online casinos that accept credit card deposits, you can’t go wrong!
Credit cards vs other online casino payment methods – which is better?
When the first online casinos started signing up new members, credit card deposits were often the only available option. E-Wallets and the idea of online casinos with Apple Pay were undreamed of concepts at the time, and wouldn’t appear on the scene for many years. So for early visitors to online casinos, it became completely normal to deposit funds using their credit cards.
There may be more choices available to players these days, including online casino Venmo options, but online casinos with credit card deposits will continue to be around for a long, long time to come. So let’s take a closer look at the advantages they offer:
Credit cards are widely available
Research suggests that most US citizens have at least three credit cards, so there’s a good chance most casino visitors will have one already. Whereas players wanting to use e-Wallets or other payment methods are likely to have to download software and go through a verification process, all of which takes time and effort.
Credit cards have safety built in
As we’ve already touched on, credit cards are subject to a ton of regulations and laws, ensuring the safety of users. You’ll already have undergone verification checks when you first applied for your credit card, and both your bank and the card issuer offer high levels of protection throughout every transaction.
Credit cards have limits built in
Every credit card comes with its own individual spending limit, which users aren’t permitted to exceed. This is particularly useful when depositing funds at an online casino, as it stops you from getting carried away in the heat of the moment and spending more than you can afford.
Credit card deposits are fast
Depositing funds into an online casino account isn’t always the quickest process, and that’s frustrating when you’ve got games queued up that you’re dying to play. But where other deposit methods may require a lengthy waiting period, credit card deposits are almost instant. Decide how much to put into your player account, authorise the transaction and you could be up and running within just a few moments!
Some casinos offer credit card bonuses
Most online casinos offer Welcome Bonuses and other promotional offers, giving you the chance to pick up something for free! If you’re planning on making your online casino deposits using one of your credit cards, check to see which operators are offering special bonus awards for that deposit option. You’re likely to find deposit match bonus offers, as well as the chance for some free spins on the top slots games!
As you can see, there’s a lot that credit cards have to offer when you’re thinking of playing your favourite games for real money at an online casino. And since it’s one of the top options for most players in the US, you’ll never be short of an online casino to play at.
Alternative payment methods
Things to keep in mind when using credit cards at an online casino
So far it’s all been good news, but as with any casino payment method, there are a couple of points that mustn’t be overlooked when you’re looking into the pros and cons of signing up to an online casino with credit card payment options.
First of all, you mustn’t ever forget that you’re playing with money that isn’t actually yours yet. You’ll still owe the money you’re playing with to your card issuer at the end of the month – with interest to pay on top if you don’t repay the full amount shown on your statement. So be sure to keep that firmly in mind as you’re getting ready to deposit funds and start playing your favourite games.
And secondly, if you’re playing from within the US you won’t be able to withdraw any of your online casino funds back to your credit card. There are strict gambling laws that vary from state to state, but we strongly recommend checking through the withdrawal options before signing up and making your first deposit.
Three essential facts about using credit cards at an online casino
Thinking of using your credit card to deposit funds at your preferred online casino? Then here are the top three facts you need to know about gambling using credit card payments.
You might not be able to withdraw funds
Although most online casinos in the US permit the use of credit cards for making deposits, they won’t allow you to withdraw your funds by this method. So if you’re hoping to find an online casino with credit card withdrawal options, you’re almost certain to be disappointed.
Deposits are pretty much instant
Credit card deposits are usually almost instant, so once you’re verified your casino account you’re ready to start playing.
It’s worth setting deposit limits
Using credit cards to deposit funds at an online casino means you’re playing with money loaned to you by your card provider. Make sure you create strict deposit limits that you can comfortably afford to cover, and stop playing once you reach them.
Conclusion – should you use credit cards at an online casino?
Using credit cards to make online casino deposits is quick, safe and convenient. But you’ll need to check that your preferred operator accepts your choice of card, as not all banks are on board with the idea of online gambling. It’s as easy to find credit card casinos as it is to find online casinos that accept debit card deposits and withdrawals, and it’s just as safe too.
We’ve done the leg work for you, so if depositing funds using your credit card is the way you want to play, be sure to check out our top recommended casinos where you can do exactly that! We’re committed to making gambling using credit card deposits as easy as possible.
❓ Is it safe to make credit card deposits at an online casino?
Randomly picking an online casino and instantly transferring across money from your credit card isn’t the safest way to go about gambling! But to save you the time and trouble, we’ve created a list of the top U.S. online casinos that accept credit card deposits, so come and check them out!
☝ Does every online casino accept credit cards?
You’ll find loads of options for using your credit card to make deposits at online casinos, but not every operator allows this payment method. And not all card issuers are equally chilled about online gambling, so it can sometimes be a process of trial and error. Or you could head straight to one of our carefully selected operators, and eliminate the doubt completely!
🎲 Can I make credit card deposits and withdrawals at an online casino?
Online gambling laws are complex for US residents, but the majority of online casinos will usually allow credit card deposits. The same isn’t true of withdrawals, so you’ll need to find an alternative option when it comes to withdrawing your winnings. Read our full article to find out everything you need to know.
✋ Will an online casino accept all types of credit cards?
Some credit card issuers in the US are happy to permit their users to deposit money into online casino accounts. Others won’t allow any form of gambling, so it’s important to find out how your own provider feels about the issue. When it comes to tracking down casino options, we’ve already done all the hard work, so just make your selection and get ready to start playing!
🎱 Are there any advantages to using credit cards for online gambling?
The main benefit to using credit cards for depositing funds into your online casino account is the security it offers. But it’s also fast and easy – although it’s not the option for everyone. Read our full article to find out whether it might be the perfect deposit method for you.
First deposit only | 21+ & located in CO, MI, VA | Promo code EXTRA200| A qualifying bet is $20 or more | Min odds of +120 or more | Free Bet Tokens credited after bet is settled and expire after 7 days | Free Bet stakes not included in winnings | Please Gamble Responsibly - Gambling Problem? VA: CALL 1-888-532-3500, CO: CALL 1-800-522-4700, MI: CALL 1-800-270-7117 | Full T&C apply